The Judgment Recovery Specialist

1) As a Judgment Recovery Specialist, you will locate unsatisfied judgments in your local court or through special online services I'll tell you about. This is very easy to do.

2) You will contact the creditor (by letter or telephone) to remind him or her of the unsatisfied judgment, and to explain your ability to recover judgments. You will also tell the creditor how much interest has accrued on the judgment. Remind them that you are a recovery specialist.

3) You will "take assignment" on the judgment. Again, this means that you and the creditor agree to put the judgment into your name. Then you have the authority to enforce the judgment in pro per. (pro per is short for "in propia persona," which is Latin for "appearing for oneself" in court.)

4) You will then conduct your research to locate your judgment debtor (the JD) and the JD's assets, and then decide which course of action is the easiest and fastest to get the judgment paid. This may be through a wage garnishment, bank levy, assignment order, an abstract of judgment, etc.

5) You will file the appropriate forms with the court, and direct the levying officer (usually a sheriff) to seize the assets of the JD. The levying officer will then turn the assets over to you. Voila! You get paid. You will then file a Satisfaction of Judgment with the court showing that the judgment has been paid.

     Of course there are other smaller steps within each of these 5 main steps. But don't worry. I'll walk you though each process step-by-step. Recovering Judgments as a Specialist is easy and very rewarding.

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